Suite number:
Gaultier B2
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
2
Bedrooms:
2
Size:
1447 sqft
Occupancy Date:
Mar 2026
Price, CAD
$1,239,075
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
20.51%
Cumulative Return on Investment in Year 5
97.12%
Property Price at the End of Year 5
$1,596,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$61,954
5% in 60 days
$61,954
2.5% in 120 days
$30,977
2.5% on Occupancy
$30,977
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $64,000 | $68,000 | $71,000 | $75,000 | $79,000 | $83,000 | $87,000 | $92,000 | $97,000 | $102,000 | $818,000 |
| rent income | $25,000 | $43,000 | $45,000 | $47,000 | $49,000 | $51,000 | $54,000 | $56,000 | $58,000 | $61,000 | $490,000 |
| mortgage principal reduction | $9,000 | $16,000 | $16,000 | $17,000 | $18,000 | $19,000 | $20,000 | $21,000 | $22,000 | $23,000 | $181,000 |
| deposit interest | $2,000 | - | - | - | - | - | - | - | - | - | $2,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $123,000 | $127,000 | $133,000 | $139,000 | $146,000 | $153,000 | $161,000 | $169,000 | $177,000 | $185,000 | $1,514,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $186,000 | - | - | - | - | - | - | - | - | - | $186,000 |
| remaining balance payment | $62,000 | - | - | - | - | - | - | - | - | - | $62,000 |
| closing cost | $62,000 | - | - | - | - | - | - | - | - | - | $62,000 |
| operating expense | $11,000 | $20,000 | $20,000 | $21,000 | $21,000 | $22,000 | $22,000 | $23,000 | $23,000 | $24,000 | $208,000 |
| mortgage payment | $36,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $62,000 | $595,000 |
| total expense investment | $357,000 | $82,000 | $82,000 | $83,000 | $83,000 | $84,000 | $84,000 | $85,000 | $85,000 | $86,000 | $1,112,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$233,772 | $45,000 | $51,000 | $57,000 | $63,000 | $70,000 | $76,000 | $84,000 | $91,000 | $99,000 | $402,000 |
| cumulative roi | $30 | $50 | $67 | $83 | $97 | $111 | $125 | $138 | $152 | $166 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt