Suite number:
Gaultier B
Project:
Address:
St. Catharines, Ontario
Developer:
Pinewood Niagara Builders
Property type:
condo
Floor plan:
Bathrooms:
1.5
Bedrooms:
2
Size:
1431 sqft
Occupancy Date:
Mar 2026
Price, CAD
$949,900
Available
ROI
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Investment Period: 5 years
Yearly Return on Investment in Year 5
22.10%
Cumulative Return on Investment in Year 5
105.91%
Property Price at the End of Year 5
$1,224,000
Deposit Schedule
$20,000 at Signing
Total up to 5% in 30 days
$47,495
5% in 60 days
$47,495
2.5% in 120 days
$23,748
2.5% on Occupancy
$23,748
Net Gain (Loss)
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Property Price Appreciation
Investment Details (10-Year Period)
Income/Return
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| property price appreciation | $49,000 | $52,000 | $55,000 | $58,000 | $60,000 | $64,000 | $67,000 | $70,000 | $74,000 | $78,000 | $627,000 |
| rent income | $14,000 | $42,000 | $44,000 | $46,000 | $48,000 | $50,000 | $52,000 | $55,000 | $57,000 | $59,000 | $469,000 |
| mortgage principal reduction | $4,000 | $12,000 | $12,000 | $13,000 | $14,000 | $14,000 | $15,000 | $16,000 | $17,000 | $17,000 | $134,000 |
| deposit interest | $3,000 | - | - | - | - | - | - | - | - | - | $3,000 |
| gst hst rebate | $24,000 | - | - | - | - | - | - | - | - | - | $24,000 |
| total income return | $94,000 | $106,000 | $111,000 | $117,000 | $122,000 | $128,000 | $134,000 | $141,000 | $148,000 | $155,000 | $1,257,000 |
Expense/ Investment
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| deposit | $142,000 | - | - | - | - | - | - | - | - | - | $142,000 |
| remaining balance payment | $47,000 | - | - | - | - | - | - | - | - | - | $47,000 |
| closing cost | $56,000 | - | - | - | - | - | - | - | - | - | $56,000 |
| operating expense | $6,000 | $19,000 | $19,000 | $20,000 | $20,000 | $21,000 | $21,000 | $21,000 | $22,000 | $23,000 | $191,000 |
| mortgage payment | $16,000 | $48,000 | $48,000 | $48,000 | $48,000 | $48,000 | $48,000 | $48,000 | $48,000 | $48,000 | $444,000 |
| total expense investment | $268,000 | $66,000 | $67,000 | $67,000 | $68,000 | $68,000 | $69,000 | $69,000 | $70,000 | $70,000 | $881,000 |
Other
| Category | Y1 | Y2 | Y3 | Y4 | Y5 | Y6 | Y7 | Y8 | Y9 | Y10 | Total |
|---|---|---|---|---|---|---|---|---|---|---|---|
| net gain loss | -$174,093 | $40,000 | $45,000 | $50,000 | $55,000 | $60,000 | $66,000 | $72,000 | $78,000 | $85,000 | $376,000 |
| cumulative roi | $32 | $53 | $71 | $89 | $106 | $123 | $139 | $157 | $175 | $193 | $1,000 |
Coveteur
Address: St. Catharines, Ontario
Price Range: $850,000 - $1,345,000
Avail. suites: 20
1—2 bd
1135—1696 SqFt